Where to get camera insurance

This includes cover for theft and accidental damage, including: Get a quote. Action cameras Pay monthly to protect your action camera at no extra cost Action cameras let you get creative whether for fun or for work, but you'll want to keep it and your accessories safe.

Compact cameras Pay monthly to protect your compact camera at no extra cost Compact cameras are great for a quick getaway and luckily, our policy can protect you overseas. Video Cameras Pay monthly to protect your video camera at no extra cost Getting the right shot is priceless. Professional photographers insurance Great protection for professionals Equipment Cover Your tools are important to you. In-Vehicle Cover Theft can hit you hard.

Professionals With our cover, you don't need to worry while you work. Semi-professionals Insurance designed to keep you behind the lens. Students Protect your camera away from home. Videographers Specialist cover for filmmakers. Contact our claims team Contact our in-house UK team to make your claim. Make your claim We'll provide you with your claim reference and talk you through the next steps. Amateurs and Professionals Is photography your hobby or profession?

Equipment Cover Want to protect your photography gear? Lend to a Friend Letting a trusted friend borrow your camera? New for Old Cover If disaster strikes, why should you lose out? Any damage, loss or destruction to the DSLR camera on account of pollution or contamination will not be covered. Any loss, damage, cost or expense of any type, directly or indirectly caused by an act of terrorism is not covered.

To know more about the terms and conditions on coverages and exclusions, please click here. Camera or camera equipment used for any commercial purpose is not covered under the policy. The insurance coverage is provided by our partner Insurance Company. Bajaj Finance Limited does not underwrite the risk. The above mentioned benefits and premium amount are subject to various factors such as age of insured, lifestyle habits, health, etc if applicable.

BFL does NOT hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post sale. This product provides insurance coverage. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third party products. Reviewed by John Duncombe 5th July Get a Quote What is Camera Insurance?

Worldwide cover Are you a frequent traveller? Get a Quote Blog. Camera vs Home Insurance. Eversure Photographer of the Year Results. Photographing The British Countryside.

Capturing the Best of Autumn in the UK. Get a Quote Documentation. Policy Wording. Product Information Document. Evidence of Ownership. Where the item comprises a Mobile Phone this must also show the make and model and, if capable of connecting to a mobile network, the IMEI number.

A date and timestamped photograph of the item showing the serial number where possible with the owner's driving licence or passport included in the photograph. Get a Quote FAQs. What is covered? Our cover explained.

In order to ensure that your item is insured for the correct amount, please observe the following: For items purchased new Insure the item for the current usual, undiscounted, UK retail price. For used or pre-owned items purchase by you The current market price of an equivalent item taking into account age and condition 1. No, unfortunately we only provide annual policies. If you have made a claim, no refund is due.

Administration fees where applicable are not refundable. How to cancel your Camera Insurance If you would like to cancel your policy, please use the contact us form here. Claims Process. Yes, the following activities are excluded: airborne activities caving potholing mountaineering involving the use of ropes and harnesses rock-climbing motor sports stunt work underwater activities water sports naval, military or air-force service operations.

We can only offer insurance to UK residents at this time. Our Eversure Reviews Feedback for Eversure has been compiled from customer reviews:. Reviewed by Mr Roger White 11th November Very professional. Efficient - value for money - peace of mind. Reviewed by Mr Bryan Pearce 10th November Renewed insurance without my permission then charged my for cancelling.

Easy update to my policy with no admin fee. Reviewed Anonymous 30th September Professional helpful policy change and renewal. Reviewed by Mr Alan Fraser 5th July Early days yet but all seems good! Reviewed by Diarmuid Halligan 5th July Mostly Good. Reviewed by William Woodier 5th July Reviewed by R.

This includes settlements, and property damages. Make sure that any contractors you hire to assist you are completely covered. Also known as Indemnity Insurance. The Errors and Omissions Insurance protects your reputation. And it covers any costs associated with undergoing a lawsuit. Running a business that provides professional services comes with certain liabilities. For example, there can be problems with contract breach, making oversights or errors.

Or providing incomplete work or work considered below the expected standard. Generally, although not always, the claim involves financial damages. There could be a claim of physical injury against your business. This type of insurance applies to professions with a professional code of conduct. Or a profession with standards used to assess your services. Your client may experience a financial loss as a result of your work together. They can try to recover their expenses by filing a lawsuit against your business.

Your quality of service is something that is subject to interpretation. And courts will determine it. You may not have actually done anything wrong and still have legal problems. Bottom line. Your client might decide to express their discontent via a lawsuit. Unless you have Errors and Omissions coverage.

This photography Insurance will cover legal defence. Including court costs, and any settlements and judgements. And find the camera insurance that covers your needs at the most reasonable price. Before you do any of that, though, calculate the total cost of the equipment you want to replace.

Think about whether you want your policy to cover the stated value or the actual cash value of your gear. Actual cash value is the depreciated value of your gear. Then decide which ones you can forego. The final cost should reflect this. Also, you may not want to take out worldwide coverage. Are you a professional photographer working abroad? It might be cheaper to hire insured gear on location.

And you can remove the worldwide cover from your policy.